We offer specialized services for various valuation purposes in real estate technology. Our experts provide reliable and accurate property valuations tailored to different scenarios.

1. Valuation when Selling a House

If you want to sell your house, a valuation report is crucial to have. This helps determine a suitable selling price. When you are negotiating, you can use the valuation report to support your selling price.

Of course, it is not required to have a valuation report drawn up when selling your house. You can also just have your estate agent give you an indication, but a valuation report comes across as stronger and therefore a good reason to have your house valued in the first place.

2. Valuation when Buying a House

Another important step is a property valuation when buying a house. If you want to buy a house, you will borrow money from a lender. Usually in the form of a mortgage. Since they run the risk of the investment, they want to make sure the house has enough collateral value to take the risk. There are increasingly stringent requirements, so too with valuations. Especially if you take out a mortgage with the NHG (National Mortgage Guarantee), appraisals must be carried out and approved.

The Dutch Home Value Institute (NWI) is an institute consisting of appraisers who are checked with strict quality requirements. If you want to take out a mortgage with the NHG, it is required that your house is appraised by an appraiser affiliated with the NWI.

3. Valuation for WOZ Value

Every year the municipality determines what your new WOZ value is. This is an estimate of your house value. As an owner, you benefit from your WOZ value being high. This is because if your WOZ value has increased, you may be able to pay a lower mortgage interest rate. If the house value is higher than the mortgage, your interest surcharge goes down. This will lower your monthly costs on your mortgage.

If you do not agree with the WOZ value, you can have your house reassessed to correct the municipality.

4. Valuation in Case of Renovation

If you have renovated your house, there are several reasons for an appraisal. You want to look at the new house value so that a new calculation can be made for your home insurance premium based on the added value. The renovation can increase the value of your home. Have you remodeled your home and maybe your house value has increased after the renovation? In this case, you can include part of the renovation costs in your mortgage. So it is useful to have an appraisal after a renovation as well.

5. Valuation when Renovating

If you have a valuation report drawn up, you will also get an overview of options for improvement. Partly focused on increasing the house value, but also on making your home more sustainable. Of course, it is good to know that your house can be more sustainable, but a financial perspective and possible energy-saving measures that can be taken, some of which can be excluded after an appraisal.

→ View several sustainability options here

New Home

If you buy a newly built house immediately after completion, you do not have to draw up a valuation report when taking out a mortgage. In case the newly built house is for sale for more than a year, this may change and you will still have to arrange a valuation.

Are you looking for the right appraiser? HuisKluis gives you free, no-obligation advice so you can find the right appraiser for your situation.

→ Compare appraisers right away

Other Blogs for Appraiser

What Does a Property Valuation Cost?

From € 400 to € 950 in the Netherlands. Additional costs can be charged.

Aspects that Influence Property Valuation

A valuation question is what do you look for when appraising a property?

Are Property Valuation Deductible?

In the Netherlands, costs can be deductible from taxes. You can save a lot of money by knowing the rules.

When to have a porperty valuation